7 Reasons Why You Need Travelers Insurance in the USA
Healthcare costs in the USA are very high, especially for emergency care. If you have a medical emergency while traveling in the USA, travelers insurance can help cover the cost of your treatment.
Medical emergencies
Airlines are liable for lost luggage, but they typically have a limit on how much they will reimburse you. Travelers insurance can help cover the cost of replacing your lost luggage, up to the limits of your policy.
Lost luggage
Flight cancellations can be disruptive and expensive. If your flight is cancelled, travelers insurance can help reimburse you for the cost of your rebooked flight, as well as any additional expenses you incur, such as hotel and meals.
Flight cancellations
If you have to cancel your trip for any reason, such as illness or family emergency, travelers insurance can help reimburse you for the cost of your non-refundable expenses, such as flights and hotel accommodations.
Trip cancellation
If you accidentally injure someone or damage their property while traveling, travelers insurance can help cover the cost of any legal claims.
Personal liability
If you need to be evacuated from the USA due to a medical emergency, natural disaster, or other unforeseen event, travelers insurance can help cover the cost of your evacuation.
Emergency evacuation
Many travelers insurance policies also offer additional benefits, such as travel assistance, car rental insurance, and identity theft protection.